Health insurance help for Colorado residents
Compare Medicare, health insurance marketplace plans and Medicaid in Colorado, with a guide for every county and each major city, reviewed by a licensed agent.
- Reviewed by Richard Lander, licensed agent (NPN 21255551)
- No cost to call
- No obligation to enroll
What is different about coverage in Colorado
Health First Colorado, Colorado's Medicaid program, and Connect for Health Colorado, the state's own ACA marketplace, are both run at the state level rather than through HealthCare.gov. Colorado Medical Coverage is free to use for Colorado callers working through Medicare, ACA, life, or supplemental coverage questions.
- Health First Colorado, Colorado's name for its Medicaid program, has a member contact center at 1-800-221-3943 -- that's the right place to start if your Colorado Medicaid eligibility changed.
- Connect for Health Colorado, reachable at 1-855-752-6749, is Colorado's own marketplace, not HealthCare.gov -- Colorado ACA shopping and subsidy questions go through the state site directly.
- Free Medicare counseling is available in Colorado through the State Health Insurance Assistance Program (SHIP) at 303-894-7552, run directly by the Colorado Division of Insurance and separate from Colorado Medical Coverage's own free phone help.
Worth knowing: Colorado's Medicaid program goes by its own brand name, Health First Colorado, rather than being called Medicaid directly on member-facing materials -- worth knowing since Colorado-specific paperwork and enrollment sites generally lead with that name instead.
Coverage questions we help Colorado residents with
Health plans (ACA marketplace)
How Colorado’s marketplace works, who qualifies for help with costs, and when you can enroll.
Medicare
Turning 65, Medicare Advantage, Medigap and drug plans, with Colorado’s free counseling program.
Medicaid
Where to apply in Colorado, and what to do when your coverage changes.
Colorado by county
Medicare Advantage plans and marketplace premiums are set county by county, so the plans open to you depend on where in Colorado you live. Start with your county.
Major Colorado cities
Colorado colleges and universities
- University of Colorado Boulder
- Colorado State University
- University of Colorado Anschutz Medical Campus
- University of Northern Colorado
- Colorado School of Mines
State bird: Lark Bunting
Calamospiza melanocorys. Colorado’s official state bird, shown here as a local touch.
Photo: Nick Varvel (CC BY 2.0), via Wikimedia CommonsCommon Colorado questions
Where do I shop for ACA health plans in Colorado?
Colorado residents shop through Connect for Health Colorado (https://connectforhealthco.com). An independent agent such as Lander LLC can explain the plans for you, but the marketplace is the only place premium tax credits are applied.
How do I apply for Medicaid in Colorado?
Medicaid in Colorado is run through Health First Colorado (Department of Health Care Policy and Financing) (https://www.healthfirstcolorado.com). Eligibility depends on income, household size and other factors, and it is decided by the state, not by an insurance agency.
Who regulates insurance in Colorado?
Colorado Division of Insurance (https://doi.colorado.gov) regulates insurance companies and agents in Colorado. You can use it to check that an agent or company is licensed and to file a complaint.
Is there free, unbiased Medicare help in Colorado?
Yes. Colorado State Health Insurance Assistance Program (SHIP) (303-894-7552) offers free Medicare counseling through the State Health Insurance Assistance Program (SHIP), separate from any insurance agency.
Does Colorado Medical Coverage cost anything to use?
There is no cost to call or to speak with an agent. Insurance premiums and plan costs are set by the insurance companies and are separate from our help.
Talk with a licensed agent about Colorado coverage
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.