Colorado Springs, Colorado: health insurance

Colorado Springs is in El Paso County. Here is what Colorado Springs residents should know about coverage.

Coverage in Colorado Springs

Colorado Springs has about 488,664 residents (U.S. Census Bureau 2023 estimate).

Plans for Colorado Springs residents are determined by El Paso County, home to about 744,215 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers El Paso County before you choose it.

  • Turning 65 in Colorado Springs? Your Initial Enrollment Period runs seven months around your birthday. Colorado State Health Insurance Assistance Program (SHIP) offers free counseling at 303-894-7552.
  • Buying your own plan? Shop through Connect for Health Colorado.
  • Medicaid questions? Health First Colorado (Department of Health Care Policy and Financing) handles applications.

Colorado note: Colorado's Medicaid program goes by its own brand name, Health First Colorado, rather than being called Medicaid directly on member-facing materials -- worth knowing since Colorado-specific paperwork and enrollment sites generally lead with that name instead.

Medicare plans leaving El Paso County for 2027

Medicare plans are set by county, so this applies to residents of this city. 21 plans are listed in El Paso County for 2026 but not for 2027, covering at least 4,075 people.

Plan going awayCompanyPeople enrolled (at least)
UHC Dual Complete CO-S4 (HMO-POS D-SNP)
H0624-006
UnitedHealthcare2,159
Aetna Medicare Signature (HMO-POS)
H3931-154
Aetna (CVS Health)492
Kaiser Permanente Senior Advantage Choice South (PPO)
H3138-002
Kaiser Permanente254
Select Health Medicare + Kroger (HMO)
H1994-030
Intermountain Health Care175
Aetna Medicare Signature (HMO-POS)
H4711-008
Aetna (CVS Health)168
HumanaChoice H5216-437 (PPO)
H5216-437
Humana147

See all 21 plans leaving El Paso County →

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Colleges and universities near Colorado Springs

Colorado public institutions include University of Colorado Boulder, Colorado State University, University of Colorado Anschutz Medical Campus. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Colorado colleges.

Do Colorado Springs and El Paso County have the same plans?

Plans are offered by service area, and Colorado Springs falls under El Paso County. A plan that serves El Paso County is generally the one that applies to you.

Do I have to enroll if I call?

No. A call is a conversation about your options.

Colorado Springs residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other major Colorado cities

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Colorado plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Open enrollment starts November 1st. Not sure which Colorado plan is right for you? Call and we'll help you find it.

Questions along the way? Call 855-367-1095 for assistance.