Clear Creek County, Colorado: health insurance

What Clear Creek County residents should know about Medicare, marketplace plans and Medicaid.

Clear Creek County at a glance

StateColorado
Population (2023 est.)9,147
Population rank in Colorado39 of 64
Land area395 square miles

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving Clear Creek County for 2027

34 Medicare plans from 7 companies are listed in Clear Creek County for 2026 but not for 2027, covering at least 528 people enrolled in the plans below today.

Stand-alone drug plans leaving all of Colorado:
  • SilverScript Choice (PDP) (S5601-054, Aetna (CVS Health))
  • HealthSpring Extra Rx (PDP) (S5617-377, Cigna HealthSpring (HCSC))
  • HealthSpring Assurance Rx (PDP) (S5617-133, Cigna HealthSpring (HCSC))
Plan going awayCompanyPeople enrolled (at least)
AARP Medicare Advantage Essentials from UHC CO-2 (HMO-POS)
H0609-012
UnitedHealthcare177
AARP Medicare Advantage Extras from UHC CO-5 (HMO-POS)
H0609-048
UnitedHealthcare153
Aetna Medicare Signature (PPO)
H5521-250
Aetna (CVS Health)44
AARP Medicare Advantage from UHC CO-0001 (HMO-POS)
H0609-007
UnitedHealthcare41
AARP Medicare Advantage from UHC CO-21P (HMO-POS)
H0609-079
UnitedHealthcare33
UHC Complete Care CO-19 (HMO-POS C-SNP)
H0609-072
UnitedHealthcare30
AARP Medicare Advantage Patriot No Rx CO-MA01 (HMO-POS)
H0609-018
UnitedHealthcare19
Aetna Medicare Signature (HMO-POS)
H3931-153
Aetna (CVS Health)17
UHC Dual Complete CO-S4 (HMO-POS D-SNP)
H0624-006
UnitedHealthcare14
AARP Medicare Advantage from UHC CO-0011 (HMO-POS)
H6706-001
UnitedHealthcare10 or fewer
Aetna Medicare Dual Care (HMO D-SNP)
H4711-012
Aetna (CVS Health)10 or fewer
Aetna Medicare Dual Extra Care (HMO D-SNP)
H3931-175
Aetna (CVS Health)10 or fewer
Show 19 more plans
Plan going awayCompanyPeople enrolled (at least)
Aetna Medicare Eagle (HMO-POS)
H4711-010
Aetna (CVS Health)10 or fewer
Aetna Medicare Eagle (PPO)
H5521-378
Aetna (CVS Health)10 or fewer
Aetna Medicare Full Dual Care (HMO D-SNP)
H3931-196
Aetna (CVS Health)10 or fewer
Aetna Medicare Signature (HMO-POS)
H4711-008
Aetna (CVS Health)10 or fewer
Aetna Medicare Value Care (PPO)
H5521-443
Aetna (CVS Health)10 or fewer
Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP)
H6379-002
Group 1001not listed
Clear Spring Health BrightPath Advantage (HMO)
H6379-001
Group 1001not listed
HealthSpring Preferred (HMO)
H0672-024
Cigna HealthSpring (HCSC)10 or fewer
HealthSpring TotalCare (HMO D-SNP)
H0672-009
Cigna HealthSpring (HCSC)10 or fewer
HealthSpring TotalCare Plus (HMO D-SNP)
H0672-010
Cigna HealthSpring (HCSC)10 or fewer
Humana Full Access H5216-333 (PPO)
H5216-333
Humana10 or fewer
Humana Value Plus H5216-195 (PPO)
H5216-195
Humana10 or fewer
HumanaChoice H5216-437 (PPO)
H5216-437
Humana10 or fewer
HumanaChoice SNP-DE H5216-468 (PPO D-SNP)
H5216-468
Humana10 or fewer
Kaiser Permanente Senior Advantage Choice DM (PPO)
H3138-001
Kaiser Permanente10 or fewer
Select Health Medicare + Kroger (HMO)
H1994-030
Intermountain Health Care10 or fewer
Select Health Medicare Active (HMO)
H1994-035
Intermountain Health Care10 or fewer
Select Health Medicare Essential (HMO)
H1994-027
Intermountain Health Care10 or fewer
Select Health Medicare Flex (HMO)
H1994-031
Intermountain Health Care10 or fewer

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Colorado, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Clear Creek County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: Colorado State Health Insurance Assistance Program (SHIP) gives free, unbiased counseling at 303-894-7552. Ask which plans serve Clear Creek County specifically.
  • Marketplace plans: shop through Connect for Health Colorado; enter your Clear Creek County ZIP code to see what is offered.
  • Medicaid: apply through Health First Colorado (Department of Health Care Policy and Financing).

Colorado note: Colorado's Medicaid program goes by its own brand name, Health First Colorado, rather than being called Medicaid directly on member-facing materials -- worth knowing since Colorado-specific paperwork and enrollment sites generally lead with that name instead.

Questions about Clear Creek County

Are the same Medicare plans offered everywhere in Colorado?

No. Plans are offered by service area. A plan available in one county may not be offered in Clear Creek County, so check by county.

Where do Clear Creek County residents get free Medicare counseling?

Colorado State Health Insurance Assistance Program (SHIP) (303-894-7552) is Colorado's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Clear Creek County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Colorado plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Open enrollment starts November 1st. Not sure which Colorado plan is right for you? Call and we'll help you find it.

Questions along the way? Call 855-367-1095 for assistance.